Pimlach

It’s a ridiculous loophole that should be closed. Only in the NHL …

Yes he does. It just a shame they missed on Draisaitl. There was talk we could draft either Reinhart, or Eckblad, or Draisaitl - they were all close. I think Murray wanted Reinhart, even at 1OA.

I have met a bunch of Sabres and I know several. Hockey players are generally good guys.

I saw you house and land in another thread. You are doing quite well and meeting your loan commitments. 👍

I get your point on balancing the lines and ice time, it is nothing new to me. Now look at the career stats of the two players. Draisaitl is a level higher.

You don’t have a case.

What is nonsense about it? Rather than tossing an insult, tell me what you think. I think that even if the Sabres miss the playoffs, Adams job is still safe. Unless he decides to go in a different direction from Terrys wishes he is safe. This is exactly what happened with JBot. It was weeks after he was given a public vote of confidence that he got fired for not being willing to make the cuts that Terry requested Go ahead Promo, tell me what is nonsense about this?

All this talk about Reinhart being an elite 2C or a 1RW, or a 2/3 RW misses the fact that Murray picked him over Draisaitl. At 2OA Reinhart was supposed to be a first line player and an impact player. He just had his best 2 goal scoring seasons while on a contending team and he is still not cracking the first line.

Retirement is different for everyone. I know people that left at 55 and love the freedom and will never miss work. I know others that will work until they are pushed out the door. Pensions are pretty much gone now unless you work for the government. Social security changes are coming to reflect the longer lifespans of people, this will push out retirement ages for many people in the future.

But Terry is apparently on board with Adams and the pace, so he could miss the playoffs again and still get another year. Terry sees Adams as a guy who will do what he wants, just like he did with Boterill until he would not. I would be shocked if was fired. It would likely mean that Adams and he were no longer lock step.

What you say is happening, but there are still careers for the middle and lower classes to pursue that will eventually help them gain wealth while working for corporations, but you have to have the skills they need and will pay for, and you have to be willing to go where the better jobs are - and that could change at any time during your career. I’m retired and I still consult a little bit on the side because I like meaningful work and feeling a purpose. What saddens me is when I reflect back on how I saw so many great companies change or disappear completely under industry consolidation the over the past 40+ years. So much consolidation made the surviving corporations even more powerful, less competition is never good. Corporate focus shifted away from the important things like product innovation, quality, cost, and customer satisfaction to “shareholder value”. Long term goals are a thing of the past, the stock price must go up right now. I remember when my company talked about our reputation and our commitment to stakeholders - customers, employees, the community, and the environment. I believed in that. Stakeholders are never mentioned anymore, it is all about stockholders. Yes, I sound like an old guy but I saw it happen before my eyes and it continues today. I am still a believer in capitalism and free/private enterprise because it can truly drive and reward excellence, but we have to figure out how to be better at it. This diverts from the college cost/student loan conversation so I’ll let it go here.

Knee pain effecting my golf game - gonna need a new one installed this winter.

"Lies" may be a strong word but unrealistic counseling and recruiting was rampant. I am very hands on. When my three Millennials kids were in high school (spanning 2002 -2010) I thought the school counseling was feeding them overly optimistic information on career planning, starting salaries, and college costs. That said, I think the parents should be responsible for helping their kids with these decisions, it should not be left to the schools. I had one in private high school and two in public high school, and they did things in a similar manner except the private school really pushed high expectations and private universities (helps their recruiting stats). An example for that time period for my youngest: an average student wanting to pursue a business administration degree from an average state school. Without me paying for it he is looking at $100,000 in loans to cover 4 years of tuition, fees, expenses, and room/board. These numbers were not uncommon. At 7% and a ten year term (my parameters from 1981) the payment would be $1161/month, probably about half of his take home starting salary (back then the graduate would likely make $25,000-40,000 to start, depending on a lot of factors). Even at the high end of the starting salary, it’s good luck kid and I hope you like your job. This example is dated but it shows why so many kids went into deferred repayment plans, or went into “interest only” repayment plans (should be illegal), and are now in a tough situation today. They believed the counseling and recruiting and did not have proper mentoring to help them with the reality of it. Now, run that scenario with 2 years of community college and you only borrow half the money. What is wrong with that? How many state universities direct students to do that? We agree on the predatory loan practices too. Why student loans are not at the prime lending rate (plus a small bank processing fee) is criminal.

I took off the RED X since I understand your comments better now, but I am still not agreeing with a blanket student loan forgiveness program - like the kind I hear from Biden. I do support helping those who work to support underserved communities (health care, educators, social workers, etc.) because these jobs are critical to improving the welfare of our society in general, and these jobs are not typically high paying ones either.

I don’t know know much about Musks pay habits. Do his engineers and scientists at SpaceX and Tesla complain about pay? Both companies are growing and innovating so I would assume he recruits top people that get paid very well too. Not all jobs are the same

Sound like hands on parenting. Several of my kids friends (now in their 30’s) are still saddled with big debt. At least a PA will have resources to repay.

I should not be surprised. We laid off many over the past 10-15 years. The improved processes were cited the reason, but it was probably just cost cutting. Isn’t Agile development supposed to embed QA in the process?

I am a boomer. I had to take out low interest student loans that I was able to manage because of a lot of factors. Mostly, I minimized what a borrowed by starting in a community college, I worked part time while going to school, and I lived a minimalist lifestyle in college (no trips to Florida, no touring Europe to find myself). I earned a BSEE degree that started me off with good pay. Loan payback was just part of the routine and was factored into my budget. It was an expectation, a follow up to a commitment. I never considered not repaying it. The world is now different, college costs are sky high, and those days are over for a lot of reasons. I am not a fan of student loan forgiveness either. At least not blanket forgiveness, but I could see some levels of forgiveness for those who work to support the underserved in healthcare and educational capacities. In general, other tax payers should not have to pay for your decisions, your commitments, and your debt. I’m a proponent of more and better planning and preparation for high school students. Better and more realistic guidance at high schools. I’m a proponents of student loan limits (based on student progress and performance) and loans at the prime rate plus ~0.25 for the bank processing fees. I am a proponent of better utilization of trade/vocational schools, military service, and community colleges as options after high school. I am a proponent of state universities - many of which also make huge profits - and streamlining costs at state schools. Private universities are making huge profits, should we look at their tax records too? I’ll bet we can find ways to tax those endowments. Entrepreneurs like Musk (your example) build companies, drive innovation, create jobs, and the spin-off from their companies creates even more jobs. Where do you think these students work? The student loan problem has ZERO to do with successful entrepreneurs and everything to do with people making poor decisions and a system that needs serious course correction. Fix the root cause of the problems instead of blaming successful and unrelated entrepreneurs for doing what many of these college students dream of doing.

Interesting. Software QA is a discipline that almost disappeared in my field (aerospace and defense). The number of folks involved did significantly decrease over the decades. Not that it isn’t important, it seems instead that the SW development processes have improved over the decades and quality is embedded into the process in each stage, and not something you do after the fact. As you stated, software development is a field that looks for younger people in entry level positions in general.

Yup. I retired at 62 and had to fill the gap to Medicare at 65 for me and my wife. It’s expensive. You pay off your home and then health insurance for 2 is easily like another mortgage or more.

Sounds like you don’t have kids or if you do, you don’t know many of their friends. The millennial and Z generation face a different world than Boomers and Xers did when it comes to college costs. I’m 65 and put 3 millennial kids through college. I know lots of young people (age 22 thru 40) that had to take out big loans to get a degree. Many were not properly prepared by parents and were feed a pile of lies in high school about this very subject. Not enough of them utilize the community colleges to get a solid, low cost start - and to help them figure it out. I blame parents and poor high school guidance for much of the problem with student loans and the expectation that you will make a lot of money if you go to college. It amazes me how a student today can graduate from high school and not understand the very basics of loans and debt - every kid should be required to take personal finance in high school. Credit and debt, interest, loan amortization, taxes, insurance, savings plans and budgets, the use of spreadsheets and tools - make this mandatory for high school sophomores. Next, stop lying to high school kids about pay after college. At the end of the day your financial compensation becomes a function of your chosen field, your degree, your actual job performance, your own career planning, your ability to communicate and work with others, your geographical location, and even a bit of luck.

Agree. I know a younger lady (now 37) with over $140k in student loans after completing 10 years of college which included 3 school changes (2 private schools), a useless English degree, and finally a masters in speech. Poor guidance in high school and limited knowledge by her parents, today she just hopes for loan forgiveness.

He was supposed to be a 1C and better than Draisaitl, no?

Especially if the loss was to Buffalo.

I would not trade Mitts this season, let see if the step he took is a real one. We are going going to need him.