Drunkard

I agree. I wouldn't even want to move him before the next deadline though. We're already almost assuredly losing Kane and I personally would like to send Okposo packing as well. We'll be thin enough on talented wingers as it is.

When he's a pending UFA (next season) he should be able to fetch something at the deadline. Especially since we can retain 50%. A prorated $2.8 million cap hit for a guy with his playoff experience should be enticing to some team, even if he only fetches a 3rd round pick or a middling prospect, it's better than nothing (again this assumes we'll be sellers again at next year's deadline).

Moulson wasn't a cancer either. He just wasn't any good any more. I'm fine with Bogo since his cap hit goes away (if we actually need the space) whenever he's on IR. Okposo's contract will be a big anchor within another year or two. If we could move him before that happens, we'd be better off. Time for a new one. Or she could just swap out the logos and change the orange parts to yellow.

You're young. You should have 100% of your investments in stocks and gradually move towards having some percentage in bonds in your late 30's, then increases as you approach your 40's and 50's. If you can find a low fee target fund (it will probably have some sort of date that's supposed to market your target retirement year like 2050) it will do this for you automatically. The thing that most money managers usually don't admit is that none of them beat the market consistently, especially after you account for their high fees. Most managed funds don't beat the market (indexes) after you subtract out their fees. The best thing to do is spread your money across a handful of low fee indexes (S&P 500 or Wilshire 5000 for domestic) as well as an international index of two (probably one for the European market and one for the Asian market) in order to diversify and protect against a sharp downturn. The most important thing is dollar cost averaging. It's difficult to time the market and there are tons of people who do it for a living that get it wrong, so it's better to invest at regular intervals (weekly, bi-weekly, monthly) rather than trying to dump all your savings into the market at once.

In theory, I agree, but there's a metric ###### ton of risk associated with doing that. You could also sell your house and buy a ton of meth and heroin to sell for huge profits, but I wouldn't recommend doing that either. The DOW and S&P 500 have both hit historic highs in 2017 and I expect there to be a market correction sometime in 2018. This is probably the worst time to put a ton of cash into the market all at once, especially when the market is at historic highs (buy low, sell high, don't buy when it's high). Personally, I'm looking forward to the market tanking. I increased my 401k contribution from 3% to 5% in October (my employers matches on the first 5%) so I'm hoping to be able to buy up market share for cheaper when the market dips. Dollar cost averaging over time in low fee index funds has always been my preferred strategy.

You shouldn't have to refinance in order to pay the house off any faster. You can just make additional payments that go directly toward principal only. Usually, the only time you want to refinance is when interest rates drop significantly, but they are pretty much near historic lows and have been for a decade so if you've bought your house in the last 10 years it's unlikely that you'll get a much lower rate.

Time for her to do one up for either Bogosian or Okposo next.

Maybe where you live. Around these parts they put on their finest tuxedo t-shirts (the one without all the mustard and chili stains) and get right with Jeebus.

I agree with this. No sense in buying players out while the team is this bad. Sure it cuts their cap hit in half, but it also extends them out twice as long. Why prolong their cap hits into times when we hope the team will finally be turning the corner? Gorges is off the books this season (hopefully we can trade him for a 7th round pick at the deadline) Moulson is off the books after next season (hopefully he chooses to retire after he gets his $1 million signing bonus on July 1st, 2018) Pominville is off the books after next season as well, but he actually produces so I wouldn't look to move him until next season's trade deadline (assuming we'll be sellers again) Bogosian is off the books the season after that and since his biggest issue is chronic injuries he can be put on IR any of the numerous times he'll be on the shelf and he'll only count against the cap if we have the space anyway Okposo, O'Reilly, and Eichel are the only real dangers of long term players not living up to their contract. I'd honestly be looking to move Okposo but his value has got to be really low right now. Unfortunately if he improves his play to the point he raises his value, they'll probably want to keep him. O'Reilly is still productive but I'm sure he's available for the right return and love him or hate him we're stuck with Eichel for almost a decade.

I guess that makes sense then. Still you think he'd prefer to stay close to his family. Unless they all plan to move out there.

Wasn't expecting that. You'd think that with young kids he'd prefer to go an hour down the road to Rochester.

Will there be a place to worship in the parking lot, too?

I could definitely see the first one. He bites the bullet, swallows his pride, and reports for duty and finishes out the rest of the season. Then after he gets his signing bonus on July 1st, opts to officially retire on July 2nd, leaving just $2 million on the table of his $25 million deal (only 8%).

Max retention is 50% per the CBA. Even if we retain half, Moulson stinks bad enough that even at $1.5 million in salary and a $2.5 million cap hit, he's way overpaid for his zero point production. The best we could possibly hope for (other than him choosing to retire after he collects his $1 million signing bonus on July, 1, 2018 is that a team takes him at that point after we retain 50%. At that point the team who takes him would only pay him $1 million for the season and they'd get a $2.5 million cap hit.

Because even though they like to pretend it's a family atmosphere and all that jazz, their target demographic is still beer swilling males and sex still sells.

Gorges is still on the contract he signed with Montreal.

Or the desire to be an amateur ticket scalper. That's another issue. Fans think they can watch games for free/cheap by selling off a portion of games for big profits. That's all fine in theory and it's worked successfully in the past, but the problem is it creates insulation for the team because they still get paid STH prices for a full stadium, even when the arena is half empty. Until the waiting list evaporates and seats start going unsold, the teams doesn't really feel the pinch financially. Unless they are highly dependent on the lost revenue from parking, nachos, and overpriced beer.

Now we just have to hope he refuses to report and retires. I doubt it will happen, but there's still a chance.

They aren't really enforced though. Look at the way Chicago was able to get out from under Hossa's cap hit. The guy had a "skin condition" he had admittedly dealt with for years then magically reaches unbearable levels exactly when his contract started paying him just $1 million per season.

Kane, Kane, Okposo

It seemed to fit when I saw it. I couldn't find one of a guy plugging holes in a sinking ship with duct tape.

Maybe if his eyes were on the top of his head you'd have a point, but eyes are 3 or 4 inches lower than the top of your head. Lineman aren't crouching that amount consistently once the ball has been snapped for even a guy who is 6'4" to be able to see over them at all times. Even tall QBs move around in the pocket to find throwing lanes.

I think you're making way too much of height. Most guards in the NFL are probably 6'3" or so and most offensive tackles are probably 6'6" or taller. Even if your QB is the prototypical 6'4" he's not seeing over the top of those guys anywhere. He's looking through lanes in between them, just like Taylor is doing. Taylor may be playing bad for a myriad of reasons, but not being able to see over the heads of his lineman isn't one of them.

Sounds like top 6 material for this club.