I am essentially self-employed. Wife works. We got our meager retirement flushed in the last crash so we are in rebuild mode. We are living off the wife's income and I'm banking all I make. We have 8-12 years to retirement, figuring on a few hundred grand saved plus the house value. Buy a mobile home down south, live on SS and supplement it with the savings. Been trying to talk the wife into considering retirement in another low-cost-of-living country but she won't hear of it. A buddy just moved to Da Nang, Vietnam. Living well in a condo near the beach and paying all bills for under a grand a month.